01
Crypto.com Visa
Global (limited US)
Cashback
1–5%
Stake
CRO stake required
Tiers heavily reduced since 2022 crash. Monthly caps strict.
Most card programmes were cut hard in 2022 to 2024. Below: the headline rates that actually clear, by jurisdiction.
Tiers heavily reduced since 2022 crash. Monthly caps strict.
Cashback in BNB. Subject to MiCA changes 2025–2026.
Tier-based. New product, terms still evolving.
More stable cashback rate post-2022. Lower headline but reliable.
Hybrid credit/debit. Cashback in BTC or NEXO.
BTC cashback. Limited to US residents.
Card cashback is capped monthly, locked behind a token stake (CRO, BNB, NEXO, WXT) that itself carries opportunity cost, and frequently reduced unilaterally. For a trader, the structural rebates (forex IB, crypto referral) compound faster and require no token lock-up. The card is a complement, not a strategy.